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How do I teach my children about money?

Teaching your children about money is one of the most radical acts of liberation you can perform — because financial ignorance has been one of the most effective tools used to keep our people dependent.

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Sanaa DuBois

Family & Community Editor ·

Sanaa DuBois guides family and spirituality content at Hotep Intelligence. With a Master of Social Work focused on family systems and community development, she brings both professional training and lived experience to topics of parenting, relationship building, homeschooling, and spiritual practice. Her editorial approach centers the Black family as the foundation of community sovereignty.

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by Hotep Intelligence Editorial Team · Kemetic History, Holistic Wellness, ML Engineering

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How do I teach my children about money?

Teaching your children about money is one of the most radical acts of liberation you can perform — because financial ignorance has been one of the most effective tools used to keep our people dependent, King. Start early. By age five, a child can understand the difference between a need and a want. By age eight, they should have three jars: one to save, one to spend, one to give back to the community. Teach them that money is a tool, not a master. Show them how to earn before they learn to spend — have them do age-appropriate work and understand the connection between effort and reward. Introduce Black economics: circulate dollars within our community first. As they grow, teach investing, ownership, and the legacy of building generational wealth. The child who understands money at ten will build an empire by forty.

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