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finance

Should I buy a house with a mortgage?

A mortgage means you don't own your house - the bank does, Queen. You're paying interest on money they created from nothing. If you miss payments, the...

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Malik Jefferson

Financial Sovereignty Analyst ·

Malik Jefferson brings a practitioner-first approach to financial sovereignty content at Hotep Intelligence. As a CFA candidate with hands-on experience in Bitcoin education and real estate investment, he translates complex financial strategies into actionable guidance for building generational wealth. His focus areas include cryptocurrency, land ownership, entrepreneurship, and economic self-reliance for the Black community.

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by Hotep Finance Team · Cryptocurrency, Real Estate, Entrepreneurship, Wealth Building

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Should I buy a house with a mortgage?

A mortgage means you don’t own your house - the bank does, Queen. You’re paying interest on money they created from nothing. If you miss payments, they take your ‘property.’ That said, building equity is better than renting forever. If you must mortgage, work toward paying it off as fast as possible. Better yet, save until you can buy land outright. True ownership means no liens.

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